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Membership Requirements

When you become a member of Healthcare Services Credit Union, you become a part owner of a not-for-profit cooperative. What does that mean? It means when extra funds are left over after normal operating expenses and the required reserves are paid, those extra funds will go back to our members. Our members receive this benefit in the form of great dividends and rates on savings, low rates on loans and other services. Each member has equal membership and an equal voice. Plus, you can be a member for life as long as you keep your primary savings account open and in good standing.

To join it is so easy! If you or any family member is in a medical related field of employment, you are eligible for membership. You simply open a primary share account with a $25 deposit and that's it. If you maintain this balance, you can continue your membership in one of the finest Credit Unions in the South. Sign up today by CLICKING HERE or contact us at 423.242.HSCU. 


Service is part of our name--and we are serious about living up to it.

Healthcare Services Credit Union was originally chartered on March 25, 1952 under the name of Erlanger Hospital Credit Union. The purpose of the Credit Union was to provide a safe place for the employees of Erlanger Hospital to save and borrow. Now under the name of HEALTHCARE SERVICES CREDIT UNION, we serve over 3,800 members with the Erlanger Health System plus over 35 other small employee groups in the medical field. Our purpose is to encourage savings among our members and provide them with low cost loans and other services at the most reasonable rate allowed.

Providing financial fitness for each member is our goal. Whether you save or borrow, you can benefit in many ways by dealing with your member-owned Credit Union. This is your organization. We're on your side from start to finish. Remember, when you need a financial service, think first of your Credit Union.

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