Line of Credit
Overdraft Protection is a line of credit extended to the member with a set limit that is to be used when the balance in the Share (savings) and Share Draft (checking) accounts are insufficient to pay presented checks. This will save you embarrassment and extra overdraft cost because there is no service charge for this account. Plus, you only pay the amount advanced plus interest. If you do not use the overdraft protection, then there is no charge. Some deposit restrictions apply.
- No collateral needed
- Low monthly payments
- Maximum amount available - $500
- Repayment using the convenience of payroll deduction or automatic transfer from any of your Credit Union accounts
- Credit life and Credit disability insurance available
- Assistance with your check balancing