Loan Rates

Rates effective February 18, 2021

Loan Type Annual Percentage Rate
NEW AUTO RATES
24 months - 48 months STARTING AT 1.90%
60 - 84 months STARTING AT 1.90%
USED AUTO RATES (N.A.D.A values are used)
25,000 to 99,000 miles
up to 84 months
STARTING AT 2.69%
100% of retail
under 99,000 miles
Over 100,000 miles
up to 54 months
STARTING AT 3.69%
100% of retail
CREDIT CARD
VISA Platinum 8.99%
VISA Classic 12.99%
ALL OTHER LOAN RATES
A Credit Score 700+.Maximum $10,000 depending on debts & income - max terms 36 months
7.75%
B Credit Score 699-675. Maximum $10,000 depends on debts & income - max terms 36 months
8.75%
C Credit Score 674-650. Maximum $10,000 depends on debts & income - max terms 36 months
10.75%
D Credit Score below 649-625.
11.75%
E Credit Score below 624 and less. 14.75%
Pay Day Loans / Special Loans 18.00%
Credit Rebuilder Loan Maximum $3,500. Max terms 18 Mths 18.00%
FULLY-Share (savings) Secured
(Terms vary share balance maximum)
2.50%

 

*APR = Annual Percentage Rate
Late fee-$15 or 5% of default amount (not less than $5), whichever is less, if more than 10 days late.

*Loans subject to credit approval; some restrictions apply.

Equal Housing Lender